Becoming Debt Free Dave Ramsey Total Money Makeover

Becoming Debt Free in the Army: An Enlisted Money Story

I remember paying rent on a credit card as a young Sergeant (E-5 type). It was humiliating and scary. We got through it by moving on post and reducing our utility bill costs, but this was only a band-aid. We needed real change. However real change wouldn’t come until I finally had my “epiphany” sitting

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Balancing Finances, Family, and Self-Care Toward a Better Future

We’re all working hard to get ahead (of who exactly?) with our finances while also balancing all the normal parts of our life. This is a constant ebb and flow for me. I’m super driven to help people, but I often have to force myself to take a step back and reset. I’m balancing serving

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Married in the Military: Advice and Regrets

My wife and I just recently celebrated our 17th wedding anniversary! It’s kind of hard to believe how quickly time flies. Everything hasn’t been a walk in the park, but we’ve overcome many challenges together over the years of being married. Interestingly enough, I ran into a young Navy Corpsman at a brewery who’s getting

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The Troubles and Joys of Coasting to Financial Independence

Financial independence, independently wealthy, retired, financial freedom, call it whatever you want, but the point is that you no longer need to work or create additional income to support your life. I hesitate to call it “coasting” because there’s still a lot to keep track of. I feel like the saying from my time in

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The Difficult Financial Realities of Navigating Parenthood, Military Service, and Childcare

We’ve always been concerned about how our decisions affect our son. We also have to balance personal wants with what we can actually afford. Here’s how we made the decision for my wife to be a stay-at-home mom, then how we chose daycare, and how we’re back to having a stay-at-home parent as part of

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