One of the things we’ve been preparing for is the loss of income when I retire from the Army. I wish I’d started this much sooner, but I feel really good about our progress and where we’re at currently. I’d like to walk you through the financial “off-ramp” we’ve created and how we’re thinking about […]

I honestly never thought I’d make it to retirement from the Army. But I recently got my retirement orders and I’m so ready for it! I figured I’d share a broad overview about how I’ve been thinking about and preparing for my own retirement over the last several years. Keep in mind, this is my

As I near retirement, it doesn’t feel real. Increasingly, I realize I don’t even recognize or know who I really am anymore. A weird phenomenon happens when you attach every part of your being and shape your whole life around your military service. There’s a particularly cruel type of sacrifice that happens that people don’t

What if we didn’t judge every purchase by price per unit, investments by total return, or cars by miles per gallon? Many people can get trapped in over-optimizing. It’s even worse when you’re optimizing for the wrong thing. The Over-Optimizer I’ve been as guilty of this as anyone. When I buy a new car, I

Hear how one Sailor went from being deep in debt, struggling with money management, to a firm foundation within the span of about one enlistment. You’ll want to read the one to the end to hear their amazing story. Late to Enlist I joined the military late. I went to school, graduated, had a good