Author name: The Enlisted Money Guy™ - Brandon Lovingier, ChFC®, MQFP®

The Enlisted Money Guy™ - Brandon Lovingier, ChFC®, MQFP® (aka The Enlisted Money Guy™) has a passion for simplifying financial topics to help enlisted service members achieve their goals. “Perpetual Improvement” is his personal mission statement. He strives to improve every person, organization, and project he's involved with. He's an Army veteran of over 18 years and loves to help others! Coming from humble beginnings in rural Missouri, he was terrible with money. With his wife, they used Dave Ramsey’s The Total Money Makeover plan to become debt free. That has forever changed their lives for the better. Brandon completed the Certified Financial Planner CFP® coursework and earned the Chartered Financial Consultant, ChFC® designation (CFP® courses plus one more) in 2022. Brandon's combination of education and experience in the Army, the school or hard knocks, and formal education make him an empathetic, common-sense, yet studious source of financial guidance and information!

credit card debt military

Credit Card Swiping Sailor: Enlisted Money Confession #2

This is the second Enlisted Money Confession and I think more than one of us can relate to this story! Remember, we’re a community who shares our successes and struggles so we can all learn together. At the end we’ll discuss the “Credit Card Swiping Sailor’s” story and teachable moments we can apply to our

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roth ira tsp military investing

The Hidden Benefits of the Roth TSP and Roth IRAs

The “traditional” arguments on Roth versus traditional miss so much. I’m hoping to go beyond the typical “taxes now versus taxes later” argument to help you decide what’s best for you. (Hint: Probably Roth.) Enlisted service members in particular have some unique advantages making the Roth Thrift Savings Plan (TSP) or Roth IRA the best

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Becoming Debt Free Dave Ramsey Total Money Makeover

Becoming Debt Free in the Army: An Enlisted Money Story

I remember paying rent on a credit card as a young Sergeant (E-5 type). It was humiliating and scary. We got through it by moving on post and reducing our utility bill costs, but this was only a band-aid. We needed real change. However real change wouldn’t come until I finally had my “epiphany” sitting

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work life balance military

Balancing Finances, Family, and Self-Care Toward a Better Future

We’re all working hard to get ahead (of who exactly?) with our finances while also balancing all the normal parts of our life. This is a constant ebb and flow for me. I’m super driven to help people, but I often have to force myself to take a step back and reset. I’m balancing serving

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