Debt is a Time Travel Device
Debt is often overlooked for its ability to travel to through time. Be careful how you use it!
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Making My Survivor Benefit Plan Decision
The Survivor Benefit Plan (SBP) is a confusing and polarizing topic. This stems from general confusion about SBP and huge incentives for insurance companies to sell you an annuity or life insurance instead. More importantly, people often make this decision without much thought. For our family, we spent years thinking about this and researching options.
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Making Money Management with Your Spouse 5x Times Easier
What do you do when your partner sees and interacts with money differently from you? I’ve been in the middle of figuring this out for nearly two decades. I don’t have a perfect answer, but my wife and I have learned a lot that will make things so much easier. It really boils down to
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More Money Can’t Solve All Your Problems
I used to think that earning more money would fix all my problems. I was dead wrong. You can’t earn your way out of a bad financial plan (or lack of a financial plan). This is why earning a promotion, getting a side gig, or other form of extra income only offers temporary relief. Eventually,
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Is 20 Years in The Military Worth the Retirement?
One of the most fascinating and difficult questions I’ve ever tried to answer goes something like this, “So, is staying 20 years to retirement worth it?” I’ve given various answers, but as I’m nearing the end of my time in the Army, I’ve personally been thinking about military retirement more. A big part of why
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My Experience with the Military Healthcare Flexible Spending Account: HCFSA
Ever since it was first announced, I’ve been ready and waiting to sign up for the new (to us) military Healthcare Flexible Spending Account FSA (HCFSA). This is another way to save some money on taxes for things we’re already paying for. We end up spending a lot more for out-of-pocket medical expenses than we
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The NET Financial Decision-Making Framework
How do we avoid regretting our financial decisions? Making better decisions is the obvious answer, but how do we do that? If you’ve ever felt a little tingle of regret, I think I can help. At the end of the day, we eventually have to make a decision and move on. In the military, indecisiveness
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Metrics that Matter
As I’m preparing my goals for the year, I think a lot about what metrics matter in my life. I’ve been thinking about where I should focus. This has led me to create an Excel tracker (no surprises there) to prioritize everything I’m doing. I initially focused solely on my business and what goals were
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Top 5 Financial Health Numbers to Track Progress
Every journey has a starting point. It’s essential to understand what your starting financial health is. However, we don’t need to make this super complicated either. Like stepping on a scale to measure your weight, you’ll want numbers for where you started. Then, you can show exactly how well you did when you achieved your goals.
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Starting FIRE in the Air Force: Enlisted Success Story #6
This is another great story about starting small, staying consistent, and making it happen! With just a little bit of knowledge and work, you can make a huge difference in your personal finances. I hope you enjoy this enlisted success story! Getting Started on the Road to FIRE This is a story about how my
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